Homebuyer Selection Criteria

Habitat for Humanity of East & Central Pasco County prohibits discrimination based on race color religion sex disability familial status and national origin.

Habitat for Humanity homebuyers are selected according to the following requirements:

  • Equal Housing Opportunity
    • Demonstrated need for affordable housing
    • Able to make monthly house payments
    • Willness to partner with Habitat for Humanity

Income is based on the household income. This includes public assistance child support alimony payments, and monies obtained from the employment of everyone living in the house. Habitat for Humanity of East & Central Pasco uses the 35% - 80% of area median income.

2017 HUD Income Guidelines:

# of people living In House Min. Income (Yearly) Max Income
1 16,700 33,500
2 $17,100 $38,300
3 21,400 $43,100
4 $25,800 $47,850
5 $30,200 $51,700
6 $34,600 $55,550
7 $37,100 $59,350
8 $39,500 $63,200


  • Homebuyers must show a genuine interest in the overall community reinvestment philosophy of Habitat for Humanity of East & Central Pasco.
  • We check and verify information about prospective homebuyers on their income, current rent, and relationships with landlords, and account status with utility companies and banks.
  • We also verify references, run credit and background checks (including criminal history).
  • Once a homebuyer is selected and approved, that applicant must then complete up to 400 sweat equity hours.

Additional Criteria

  • The wage earner must demostrate a steady source of income
  • Must have a history of responsibility and an ability to pay your bills.

Applications accepted year-round.
There is no waiting list.
Habitat has affordable mortgages and no down payment.

If you or someone you know is in need of decent, affordable housing, please contact our office for more information about the process of applying for Habitat home ownership 352-567-1444 1303, email us at info@habitatpasco.org or stop in at our office located in Dade City, FL. Our office is open Monday - Friday 8:30 a.m. - 4:30 p.m. Pick up a pre-application questionnaire or print one out here and return it to our office.

Homebuyer Application


You may apply in person at 36739 State Road 52 Suite 202, Dade City, 33525 in Dade City or email volunteer@habitatpasco.org for volunteer positions.